Most people would probably say that getting old and being placed in a home is something they want to avoid.
Fortunately there are other alternatives.
It has become so much easier for you, or your loved ones, to be cared for in their own home.
The advantages are that you get the care that you need in a way that is tailored precisely to personal needs.
An elderly person will usually have regular home carers who will become familiar figures in their lives, and they are likely to have greater independence too.
What is domiciliary care?
Domiciliary care is another name to describe home care.
It is support provided in your own home, either from a home care agency or a private care professional (also known as a personal care assistant).
Home care enables someone who needs extra support to continue living in their own home for as long as possible.
How much does a carer cost?
Because the service is different and unique, it means the costs can vary.
However, they can be compared favourably to those charged by some care homes, and there may be circumstances where you can receive help with payments.
Factors that will be taken into account include:
- Where you live
- The number of hours of care that are needed each day
- When you need it, for example, overnights, weekends and Bank Holidays may cost more
- Living arrangements for the care worker; for example, will they need to live-in, or is it enough for them to visit an agreed number of times a day
- Whether the care is needed long term, or just some days or weeks
- The sort of care you need. Do you need specialist care?
Costs for home care are different across the country, but the average is around £20 per hour.
The kinds of tasks you may be helped with could include:
- Getting out of bed in the morning
- Washing, dressing and ensuring your appearance is maintained
- Help with visiting the loo and use of continence aids
- Picking up prescriptions, and ensuring you take any medication
- Ensuring you have regular meals and drinks
- Health-related tasks, as agreed with a medical professional
- Helping with shopping, paying bills or collecting pensions
- Taking you out and about
- Offering companionship
- Getting you ready for bed, and making sure you’re comfortable and have everything you need
Paying for self care
Self-funding is when you pay for, and arrange, the care yourself.
That doesn’t mean you can’t get advice and support from your local council.
There are steps which you must follow in order to claim.
First, make sure you’re claiming all the benefits you’re entitled to.
Attendance Allowance is a benefit for people over state pension age who need extra help to maintain their independence at home, due to an illness or disability.
If you have a carer, they could be eligible for Carer’s Allowance
These benefits aren’t means-tested, so don’t take into account your income and savings.
How much does live-in care cost?
Live-in care is different from care at home, because the people looking after you will be with you 24/7.
Fees for this personal service will fluctuate widely.
However, the ballpark figure for 24-hour live-in care can start at around £800 per week and rise to more than £1,800 per week.
This compares to the average cost of residential care for the elderly, which is based on the cost of the care home itself as well as a person’s individual financial circumstances.
Costs average around £700 a week for a care home place, and over £1,000 a week for a place in a nursing home.
However, many care homes cost a lot more than this.
Typically, live-in carers can earn between £500-£800 per week depending on the needs of their client.
Why does live-in care cost so much?
The reason for the expense is that you are effectively hiring a person for 24 hours a day, seven days a week.
Costs might include expenses for things like the care giver’s car, if they are using their own vehicle.
It might also be the case that a live-in carer is needed because their client has specialist needs.
This could be providing medication, undertaking specific medical tasks that require professional training, or having experience in working with people with dementia.
The good news is that round-the-clock at-home care is often less expensive than care homes.
This is because in a care home you’re renting a room, while the alternative means you can stay in your own place of residence while providing accommodation for the caregiver.
Can I get a carer for free?
Your local council carries out a care needs assessment, and if they decide that you have eligible needs for care and support at home, they will do a means test.
This will take into account your income and savings.
Unless you’re going into a care home, it won’t consider the value of your property.
If you want to know more about the financial assessment that local authorities carry out for home care, you can follow the link here:
When you choose elderly home care with Abafields:
- You will receive bespoke, personal, dignified care in your own home
- Care requirements will be based on a person’s needs, not a company schedule
- Permanent members of staff will be there to deliver consistent care, so that loved ones will have familiar figures in their lives
- Abafields Home Care is registered with the Care Quality Commission to provide you and your loved ones with extra assurance
To discuss you and your elderly parents’ circumstances in more detail, or to learn more about our in-home care services for elderly people, give our team at Abafields Home Care Services a call today on 0161 804 5060 or fill our online enquiry form.